Documents you need to bring to new Pag-IBIG place of work really:

You’ll be able to submit a copy of current ITR you to provides an effective BIR stamp. In my opinion for this one to, you’ll have to visit your RDO to acquire stamped.

If you find yourself good freelancer otherwise operator, you could potentially complete a duplicate of the audited ITR and you will BIR stamp. I failed to try this you to definitely since I wasn’t the one who applied for the loan and i also didn’t sign up to end up being co-debtor, but I do believe this should indicate taking your own most recent ITR, and just to go on the brand new safe front side, your own accounting guides, to your RDO.

When you are functioning, it is possible to choose fill out your own specialized thirty day period spend sneak old at the very least three months ahead of go out out of app. Jay made a decision to fill out about three to secure the offer, haha! He also filed his COE as well as them.

This can be to the starting point. Pag-IBIG have a tendency to determine their submissions to check your own qualifications to use having a house mortgage.

After you have registered this type of documents on the web, you are going to found a contact prompting you to definitely pay for brand new running commission. I paid off Php step 1,000. Ensure that you print-out a copy of verification of one’s commission. You’ll have to bring it so you’re able to Pag-IBIG , also the most other conditions, after you have been acceptance to check out their workplace using email otherwise a visit.

Here you will find the data files that you should provide Pag-IBIG after you’ve started asked add your posts really:

1. Every brand new copies of data your submitted regarding first process, apart from the newest selfie. You should supply their ID photocopied.

dos. A copy of Unique Strength of Attorney for the agent. (In the event the owner is not from the Philippines)

The cost of notarization is dependent upon the newest consented cost of the property stipulated on your price to offer.

They will in addition to ask for taking your own photos along with your legitimate ID once more. Now, it would be their employees who can do the sample.

Appraisal stage

Given that dining table administrator looks over your articles and you can sees zero discrepancies, you might be requested to cover assessment payment. I paid Php 2,000.

We were told to attend having a call in one from their workers concerning your agenda of the house appraisal. What are the results during home appraisal is that they will send agencies to help you search our house to see if they match its standard and you may criteria.

It titled three days Palatine installment loans prior to they went to. New appraisers were on set by the 8AM. It ran inside the, checked new proportions and you will did not really communicate with us anywhere near this much. They simply ran around to examine for each area in the home.

Upcoming that has been they. We were advised to attend because of their email address if our very own mortgage could have been approved or not recognized; yet not, they already cautioned us your domestic we were trying to buy is lacking step one meter in width on the criteria.

Financing Refuted

We obtained a contact of Pag-IBIG formally stating that new sized our home don’t fulfill their criteria, and this try you to definitely. That has been the termination of our sense……for the moment.

We considered submitting a letter out of reconsideration, nevertheless email demonstrably reported that we had to handle brand new thing and agree to making the required changes, and therefore we would not. So we must accept our very own destiny and you may progress.

Oh well, at the least you will find achieved a lives expertise we is include in the near future in order to instruct our students when it is the move to get their property. We had been, however, disturb, but we’re going to continue our dreams up until we in the long run get the set we can telephone call home.